- Want to learn how to create a budget and stick to it?
How to open and savings and/or checking account?
Learn about credit?
How to protect yourself from identity theft and avoid being a victim of a scam?
Family Services, Inc. has partnered with the Maryland CASH (Creating Assets, Savings, and Hope) Academy Program to offer FREE financial education workshops in English and Spanish within the Gaithersburg, Maryland community.
What are the Financial Literacy Workshops?
These workshops are set up to enable community members to strengthen their financial skills and teach people how to make informed financial decisions.
Who teaches the financial education classes?
Classes are taught by professionals who represent the public, private and non-profit sectors. Each educator must satisfy qualifications for experience and agree to offer objective and fact-based classes.
Registration: Please contact Rossana Hilario at 301-840-3240 or firstname.lastname@example.org
Location: 610 E. Diamond Avenue, Suite 100 (Training Room), Gaithersburg, MD 20877. Incentives are awarded for completing 4 classes!
Courses about Banking, Credit, and Money
(All classes are 90 minutes)
Daily Money Management
Participants will learn why and how to have a checking or savings account, differences between a credit union and a bank; how to choose where to open an account; what other services are offered by a bank or credit union; and how to manage a checking account.
Creating a Spending Plan & Setting Financial Goals
Participants will learn how to create a Spending Plan, set financial goals, manage banking accounts with financial institutions, financial records organization and tips to save money.
Participants will learn how and why to get their credit report; what is a credit score; how to rebuild their credit and how to choose a credit counseling service.
Getting and Using Credit Wisely
Participants will learn the the pros ad cons of credit, review their own credit scores, learn the different types of credit and what it means, how to rebuild your credit, and what it means to "manage your debt.